Legislation would end insurance discrimination against those who live with pre-existing or chronic illness

WASHINGTON, D.C. —During a conference call today with reporters, Senator John D. (Jay) Rockefeller IV (D-W.Va.), Chairman of the Senate Finance Subcommittee on Health Care, and Congressman Joe Courtney (D-Conn.), Member of the House Education and Labor Committee, announced the introduction of the Pre-existing Condition Patient Protection Act that would end insurance discrimination against those who live with pre-existing or chronic illness. “We have 133 million Americans living with chronic illness – insurance companies should no longer be allowed to reap profits by denying care to sick Americans,” said Senator Rockefeller. “We as a nation can no longer stand by and continue to allow this practice to occur. These medical services are not optional, and most times, they are not affordable without insurance. Our system is broken—which is why we must eliminate the ability of insurers to deny coverage for pre-existing conditions in every single market. The time for serious action is now.” “It is wrong and impractical to commit ourselves to health care reform without addressing the faulty and ill-advised pre-existing condition exclusion,” stated Congressman Courtney. “This discriminatory practice prevents millions of hardworking Americans from changing or finding new jobs and in this economy that is just plain wrong. Senator Rockefeller and I agree that it is time for the most advanced nation in the world to have a world-class health care system that is fair and affordable.” Background The Pre-existing Condition Patient Protection Act will eliminate pre-existing condition exclusions in all insurance markets, a major step forward for the 133 million Americans living with at least one chronic condition. Eliminating pre-existing condition exclusions is a priority of the Obama Administration and Senator Rockefeller and Congressman Courtney plan to work closely with President Obama to enact this vital legislation. Insurance market reform must be a central part of comprehensive health reform. Both Senator Rockefeller and Congressman Courtney believe that all individuals should have access to comprehensive, meaningful, and affordable health insurance coverage—and this legislation is a critical component of achieving that goal. Summary of the legislation ****The Pre-existing Condition Patient Protection Act is a bill to protect consumers excluded from receiving health insurance coverage due to a “pre-existing condition.” ****The Pre-existing Condition Patient Protection Act would require the Secretary of Health and Human Services to submit a report to Congress on the extent of adverse selection (i.e. which happens when less healthy people disproportionately enroll in a risk pool) that occurs because insurers can no longer exclude patients with pre-existing conditions. This report must include data from private insurers on the characteristics of their insured population. This new reporting requirement would provide transparency on the true mix of patients and patient claims experience among private insurers; and ****Require the Government Accountability Office to submit a report to Congress addressing the impact of this legislation on reducing the number of uninsured and underinsured, as well as its effect on the affordability of health insurance coverage. This is meant to highlight both the positive impact this new policy will have on making coverage more accessible for individuals with chronic conditions, but also recognize that without further regulatory changes, coverage may not be affordable for these individuals. ****The Pre-existing Condition Patient Protection Act of 2009 has been endorsed by twenty-two organizations, including: American Autoimmune Related Diseases Association; American Heart Association/American Stroke Association; Association of Black Cardiologists, Inc.; Association of Community Cancer Centers; Breast Cancer Network of Strength; Children’s Cause for Cancer Advocacy; Congenital Heart; Information Network; Dermatology Nurses’ Association; First Focus; International Myeloma Foundation; Lung Cancer Alliance; Lupus Foundation of America; Mended Little Hearts; National Association of Pediatric Nurse Practitioners; National Patient Advocate Foundation; Oncology Nursing Society; Ovarian Cancer National Alliance; Pediatric Stroke Network, Inc.; Sarcoma Foundation of America; Sudden Cardiac Arrest Association; The Leukemia & Lymphoma Society; and The Wellness Community.

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Federal Red Flag Rules Apply to Doctors of Chiropractic

Federal Trade Commission (FTC) regulations stating that financial institutions and creditors are required to develop and execute written identity theft prevention programs otherwise known as the “Red Flags Rules,” are slated to go into effect May 1, 2009. Until recently, there was much ambiguity regarding the regulations and questions were raised as to whether physician offices fell under the FTC red flags guidelines. In February, the FTC issued a statement clarifying that Identity Theft Red Flag Rules do indeed apply to physicians including doctors of chiropractic. Read the FTC statement by clicking on the link below:

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Doctor from Northwestern Health Sciences University Writes a Book on Return to Play for Injured Athletes

BLOOMINGTON, Minn. – Jonathan Williams, DC, MEd, EMT-B, DABCI, CCSP, an associate professor at Northwestern Health Sciences University, recently wrote a book with guidelines for athlete injuries and return to play (RTP) recommendations. “My hope is that coaches, athletic trainers, and chiropractic physicians will be able to use the book to make rational decisions about when athletes should be put back in the game,” Dr. Williams says. “Hopefully by using this book, progression of athlete injuries can be prevented.” The 31-page-book, titled “Emergency Care of the Injured Athlete and Return to Play” contains signs and symptoms, treatments, and RTP recommendations for a range of conditions including bee stings, concussions, and heat-related syndromes. Dr. Williams says the idea for the book came out of a necessity. “I was looking around at different organizations for RTP ideas, and nobody had them,” he explained. Dr. Williams is currently teaching the Sports Medicine courses at Northwestern, and directs the Sports Medicine Clinic at St. Agnes Schools in St. Paul, Minn. He also coordinates the chiropractic doctors who cover St. Agnes high school varsity athletic games. The book will be sold at the University’s bookstore for approximately $11, and orders for the book were taken during Northwestern’s chiropractic homecoming which took place Feb. 5-7, 2009. Dr. Williams says the book will also be sold on the University’s website. Northwestern Health Sciences University offers a wide array of choices in natural health care education including chiropractic, Oriental medicine, acupuncture, therapeutic massage and human biology. The University has nearly 900 students on a 25-acre campus in Bloomington, Minnesota.

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Vitamin C Intake Linked with Reduced Gout Risk in Men

Vitamin C Intake and the Risk of Gout in Men Abstract A Prospective Study Background Several metabolic studies and a recent double-blind, placebo-controlled, randomized trial have shown that higher vitamin C intake significantly reduces serum uric acid levels. Yet the relation with risk of gout is unknown. Methods We prospectively examined, from1986 through 2006, the relation between vitamin C intake and risk of incident gout in 46 994 male participants with no history of gout at baseline. We used a supplementary questionnaire to ascertain the American College of Rheumatology criteria for gout. Vitamin C intake was assessed every 4 years through validated questionnaires. Results During the 20 years of follow-up, we documented 1317 confirmed incident cases of gout. Compared with men with vitamin C intake less than 250 mg/d, the multivariate relative risk (RR) of gout was 0.83 (95% confidence interval [CI], 0.71-0.97) for total vitamin C intake of 500 to 999 mg/d, 0.66 (0.52-0.86) for 1000 to 1499 mg/d, and 0.55 (0.38-0.80) for 1500 mg/d or greater (P < .001 for trend). The multivariate RR per 500-mg increase in total daily vitamin C intake was 0.83 (95% CI, 0.77-0.90). Compared with men who did not use supplemental vitamin C, the multivariate RR of gout was 0.66 (95% CI, 0.49-0.88) for supplemental vitamin C intake of 1000 to 1499 mg/d and 0.55 (0.36-0.86) for 1500 mg/d or greater (P < .001 for trend). Conclusions Higher vitamin C intake is independently associated with a lower risk of gout. Supplemental vitamin C intake may be beneficial in the prevention of gout. Authors Affiliations: Division of Rheumatology, Department of Medicine, Arthritis Research Centre of Canada, Vancouver General Hospital, University of British Columbia, Vancouver, Canada (Dr Choi); Channing Laboratory (Drs Choi, Gao, and Curhan) and Renal Division, Department of Medicine (Dr Curhan), Brigham and Women's Hospital, Harvard Medical School, Boston, Massachusetts; and Departments of Epidemiology and Nutrition, Harvard School of Public Health, Boston (Drs Gao and Curhan). Dr Choi is now with the Rheumatology Section, Clinical Epidemiology Unit, Boston University School of Medicine, Boston. Arch Intern Med. 2009;169(5):502-507.

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FCER’s DCConsult® Web Site Now Open Access

After carefully listening and reviewing member comments, the Foundation for Chiropractic Education and Research has opened its popular new DCConsult® website to all at no cost. The former subscription only site has been revamped, with a new emphasis on the needs of the practicing clinician. Driven by two major search engines anyone can now visit www.DCConsult.com and instantaneously run a search for the most current research abstracts. A click of a button and the site immediately translates from English to Spanish, French, German, Italian or Portuguese. For the past two years, it has been the goal of the FCER’s Board of Trustees to provide easy access for the profession to the literature, articles, links, educational products and more. DCConsult is now the globally recognized repository of such information. From South Africa, Evalie K. Heath, DC writes, “This is Wonderful news. A Very Big Thank you for your new policy to make DCConsult available to everyone at no cost. DCConsult will be a wonderful tool for ALL Chiropractors to access chiropractic articles, research and news. Those of us in more remote areas of the Earth (remote from Chiropractic schools and centers of research) and especially those in areas with economic difficulties greatly appreciate this decision.” Dr. Heath goes on to encourage colleagues in Uganda, South Africa, Nambia, Mozambique, Mauritius, Kenya, Ghana, Ethiopia, Congo: “Dear Africa Members, DCConsult opens the world of Chiropractic information to our very finger tips. Please enjoy this new privilege. Please inform all of your members and colleagues.” FCER’s President, Dr. Charles Herring stated, “As long as new research and articles emerge – DCConsult will never be finished. Information, as well as translations are being added as quickly as possible. The web site will continually change – so visit often.” FCER Vice President, Dr. Ronald Evans explains, "Moving DCConsult into the open access domain has not been without significant challenges. Newer site designs require more data to keep content current. FCER/DCConsult is seeking volunteer expertise to make the content more robust in several ways: 1) Contribution of original Evidence Based Medicine/Evidence Based Principles (EBM/EBP) material, 2) Abstract mining from any source germane to chiropractic science, 3) Book/Textbook recommendations for a website book list, and 4) Occasional chiropractic research consultancy. Never before in the 65-year history of this foundation has the need been greater for the chiropractic profession to step forward and assist with a project of this global magnitude." Coming soon is a FCER Member only section offering free audios, patient handouts and other downloads especially for those who financially support FCER activities. DCConsult would not be possible without the support of Standard Process Inc., National Board of Chiropractic Examiners, Future Health Inc., Academy of Chiropractic Orthopedists, American College of Chiropractic Consultants, College on Forensic Sciences and others. The Foundation for Chiropractic Education and Research celebrates its 65th Anniversary in 2009. FCER is a 501(c)3 not-for-profit foundation with a mission To promote the health and well being of humanity by encouraging and supporting research and education relative to the field of chiropractic care, and to provide information needed to document and improve chiropractic healthcare capacity worldwide. DCConsult directly aligns with FCER’s mission and is worthy of your support.

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8th Annual NYCC Women’s Health Symposium Set for March 28.

SENECA FALLS – New York Chiropractic College today announced that it, in cooperation with Community Health magazine and The Finger Lakes Times, will host its Eighth Annual Women’s Health Symposium, Saturday, March 28, 2009, on the NYCC campus on Route 89 in Seneca Falls. The 2009 keynote speakers include Mary Balliett, DC, assistant professor at NYCC; Donna Finando, MS, LAc, LMT; and Natali Cher, MD, DO. Sponsored in part by M&T Bank, the symposium also will feature a trade show and professional vendors. This year’s topic, “Wellness At Home,” focuses on important health issues regularly faced by families and will provide the public with insights to help build better communication with their healthcare providers. A second track is also provided for healthcare professionals that will speak to the topic, “Helping Your Patients Help Themselves” and teaches practitioners effective methods of patient education. Continuing education credits are awarded - 6 chiropractic postgraduate or 6 AOM PDA points – all other professionals should check with their accrediting agencies. Members of the public are charged $10 per person. Attendance includes a continental breakfast, admission to the lecture, fact-filled note pack, gift tote, and a luncheon featuring a panel discussion with guest speakers that include NYCC faculty Jason Wright, MS, LAc, NCCAOM, and Robert Ruddy, BS, DC. Registration/check-in on the day of the event begins at 8:00 AM. Registration for the professional track is $110, and includes all of the above plus 6 postgraduate credits. Due to the popularity of this event, pre-registration is strongly recommended. For more information, directions to New York Chiropractic College, or to register, please visit the college’s web site at www.nycc.edu/WHS. Because seating is limited, it is advised to pre-register as soon as possible.

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American Chiropractic Association Hails House Legislation Expanding Chiropractic Benefit Within VA

(Arlington, Va.) -- The American Chiropractic Association (ACA) and the Association of Chiropractic Colleges (ACC) today expressed support for newly introduced legislation in the U.S. House of Representatives designed to codify chiropractic as a covered service through the Department of Veterans Affairs (VA) health care system. Representative Bob Filner, D-Calif., introduced HR 1017 late last week. The bill, which is similar to legislation introduced in 2007, specifically requires the VA to have a doctor of chiropractic on staff at all VA medical facilities by 2012. It also amends the current statute, the Department of Veterans Affairs Health Care Programs Enhancement Act of 2001, ensuring that chiropractic benefits cannot be denied. “The ACA and ACC applaud the work of Rep. Filner as he continues to advocate for both chiropractic and our nation’s veterans,” said ACA President Glenn Manceaux, DC. “Veterans want, need and deserve access to chiropractic care, and it is our goal to ensure that chiropractic is ultimately available and accessible at every major VA health care facility.” Further, ACC President Dr. Carl Cleveland III noted, “The chiropractic educational community welcomes the opportunity to position its graduates and the profession to serve our nation’s veterans, and this legislation allows veterans’ easier access to chiropractic care. With a reported 49 percent of eligible veterans returning with neuromusculoskeletal issues, the need for expanded access to chiropractic services has never been more crucial.” Through previous congressional action, chiropractic care is now available at 32 VA facilities across the country; however, in the more than 120 facilities without a chiropractor on staff, the chiropractic care benefit Congress authorized for America’s veterans remains virtually non-existent. Detroit, Denver, and Chicago are a few examples of major metropolitan areas without a doctor of chiropractic available at the local VA medical facility. According to ACA Vice President of Government Relations John Falardeau, without a congressional directive, further expansion to VA facilities will be on a case-by-case basis and will be excruciatingly slow. The ACA believes that integrating chiropractic treatment into the VA health care system would not only be cost-effective, it would also speed the recovery of many of the veterans returning from current operations in Iraq and Afghanistan. A January 2009 report from the Veterans Health Administration indicates that over 49 percent of veterans returning from the Middle East and Southwest Asia who have sought VA health care were treated for symptoms associated with musculoskeletal ailments – the top complaint of those tracked for the report. HR 1017 has been referred to the House Committee on Veterans’ Affairs. To view the full text of HR 1017, click here. Contact your Member of Congress and urge them to cosponsor HR 1017.

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ATTORNEY GENERAL CUOMO SECURES AGREEMENT WITH CIGNA TO JOIN HISTORIC HEALTH INSURANCE REFORM EFFORTS - ANNOUNCES INTENT TO SUE EXCELLUS FOR DEFRAUDING PATIENTS ACROSS UPSTATE NY

CIGNA Signs Agreement to Deliver Fair Rates to Patients Nationwide; Will Contribute $10 Million to New, Independent Database Cuomo Also Announces Intent to Sue Rochester-Based Excellus for Defrauding Consumers by Manipulating Rates, Relying on Outdated Information Attorney General Andrew M. Cuomo today announced further expansion of his historic reform of the national healthcare reimbursement system. Cuomo has reached an agreement with CIGNA (NYSE: CI), one of the nation’s ten largest health insurers, in his ongoing drive to end industry-wide conflicts of interest and generate fair reimbursement rates for working families nationwide. CIGNA will end its relationship with the defective Ingenix database, as well as pay $10 million to a qualified nonprofit organization that will establish a new, independent database to help determine fair out-of-network reimbursement rates for consumers. The agreement today with CIGNA brings the total dollar amount secured by Attorney General Cuomo for the new database to over $80 million. Attorney General Cuomo also announced that his office has served a five-day notice of intent to sue Excellus Health Plan (“Excellus”) for defrauding consumers and patients across Upstate New York by manipulating reimbursement rates for out-of-network services. Rochester-based Excellus is the largest not-for-profit insurer in New York State, and is the largest insurer in the Rochester and Syracuse areas. Excellus and its affiliates serve nearly two million people in 31 counties, with approximately 872,000 members in Rochester, 549,000 in Syracuse and Central New York, 289,000 in Utica, and 165,000 in Buffalo, where it operates as Univera Healthcare (“Univera”), one of the Buffalo area’s three largest insurers. Cuomo's case against Excellus includes information provided by the Syracuse Post-Standard newspaper showing that Excellus was under-reimbursing the Post-Standard's employees, who were members of Excellus. “Today’s agreement with CIGNA is the latest domino to fall in our industry-wide sweep of the healthcare reimbursement system and brings us another step closer to complete reform,” said Attorney General Cuomo. “Unfortunately, on the same day, we have another company that has continued to stand squarely in the way of our efforts. The bottom line is that Excellus failed to satisfy promises made to its members to deliver fair rates and give patients what they paid for. Let this notice today serve as a firm reminder to other insurers who have not yet resolved this problem - we will not hesitate to pursue legal action against companies that defraud patients.” Earlier this month, Attorney General Cuomo announced sweeping reforms to end the manipulation of reimbursement rates at the expense of patients across the country. After a year-long investigation revealed that the health insurance industry relied on a defective database to set rates, Cuomo reached groundbreaking agreements with UnitedHealth Group Inc. (“UnitedHealth”) (NYSE: UNH), the owner of the Ingenix database and the second-largest insurer in the country, along with Aetna (NYSE: AET), the nation’s third-largest health insurer. After those initial agreements, Cuomo brought his reform efforts to Upstate New York, securing agreements with the Schenectady-based MVP Health Care/Preferred Care as well as Independent Health and HealthNow, both Buffalo-based insurers. Attorney General Cuomo’s investigation concerned allegations that as a subsidiary of UnitedHealth, Ingenix had a vested interest in helping set rates low, so companies could underpay patients for out-of-network services. The investigation revealed that the database intentionally skewed “usual and customary” rates downward through faulty data collection, poor pooling procedures, and the lack of audits, meaning consumers were forced to pay more than they should have. The investigation found the rate of underpayment by insurers ranged from ten to twenty-eight percent for various medical services across the state. The Attorney General found that having a health insurer determine the “usual and customary” rate - a large portion of which the insurer then reimburses - creates an incentive for the insurer to manipulate the rate downward. The establishment of a new database, independently owned and operated by a nonprofit organization, is designed to remove this conflict of interest. Under the agreement secured with UnitedHealth, the database of billing information operated by Ingenix will close. UnitedHealth also agreed to pay $50 million to a qualified nonprofit organization that will establish a new, independent database to help determine fair out-of-network reimbursement rates for consumers throughout the United States. Cuomo’s agreement with Aetna, which will also end their relationship with Ingenix, secured another $20 million for the database. Today’s agreement with CIGNA, which insures 12 million people nationwide, brings the total dollar amount to $80 million. Under the terms of the agreement: • CIGNA will pay $10 million toward a new, independent database run by a qualified nonprofit organization; • The nonprofit will own and operate the new database, and will be the sole arbiter and decision-maker with respect to all data contribution protocols and all other methodologies used in connection with the database; • The nonprofit will develop a website where, for the first time, consumers around the country can find out in advance how much they may be reimbursed for common out-of-network medical services in their area; • The nonprofit will make rate information from the database available to health insurers; • The nonprofit will use the new database to conduct academic research to help improve the health care system; • The nonprofit will be selected and announced at a future date. Cuomo also announced today that he has served a five-day notice of intent to sue Rochester-based Excellus for defrauding consumers across the state. During the investigation into the use of the Ingenix databases, the Attorney General has uncovered a trove of e-mails pointing to an egregious scheme by Excellus to defraud its members by using obsolete fee schedules to reimburse members for out-of-network care. The investigation has found that, for at least the past fifteen years, Excellus has used years-old fee schedules to reimburse consumers for out-of-network claims, saving itself countless dollars which should have been paid to consumers. Because medical costs rise substantially every year, the use of old fee schedules hurts consumers by paying them substantially less than they are owed. For every year by which the fee schedule is outdated, the harm to the consumer is compounded. For many years, Excellus has relied on pricing information that was as much as nine years old. Furthermore, emails and other internal communications secured by the Attorney General’s Office during the investigation show that Excellus employees were aware of their outdated rates and did nothing to correct the problem or pay members what they were owed. “In some of the most egregious evidence of fraud we have seen in this investigation, these emails reveal that not only did Excellus use outdated UCR fee schedules, but it made zero effort to fix the problem and pay members what they deserved. The company’s own internal communications show total disregard for the effect their skewed rates were having on hard-working families, especially across Upstate New York where Excellus controls the lion’s share of the health insurance market,” said Cuomo. According to a 2007 market report by the American Medical Association, Excellus controls 57 percent of the Rochester market for commercial health insurance and 66 percent of the PPO (“preferred provider organization”) market there; 42 percent of the Syracuse market for commercial health insurance and 97 percent of the HMO (“health maintenance organization”) market there; 27 percent of the Binghamton market for commercial health insurance and 80 percent of the HMO market there; and 15 percent of the Ithaca market for commercial health insurance and 100 percent of HMO market there. The Attorney General’s industry-wide investigation into rate manipulation began in February 2008, when Cuomo announced that he had issued subpoenas to the nation’s largest health insurance companies that use the Ingenix database, including Aetna, CIGNA and WellPoint/Empire BlueCross BlueShield (NYSE: WLP). To date the investigation is ongoing. Jeff Kang, M.D., Chief Medical Officer for CIGNA, said: "CIGNA commends the Attorney General’s efforts to bring greater transparency to the pricing of health care services and we are pleased to partner in the creation of an independent not-for-profit organization to administer the new database. We recognize the Attorney General’s concern that there are inherent conflicts of interest related to the Ingenix database and expect that this new database will further enable people to make informed choices about their health care purchases.” Nancy Nielsen, M.D., President of the American Medical Association (AMA), said: “The American Medical Association commends CIGNA for committing today to the groundbreaking insurer settlements arranged by New York Attorney General Andrew Cuomo. In the wake of these agreements, the AMA calls upon all health insurers to reject the fatally flawed Ingenix database. Health insurers who truly recognize the importance of restoring their damaged relationships with patients and physicians should commit to the solution proposed by Attorney General Cuomo without delay.” Michael H. Rosenberg, MD, President of the Medical Society of the State of New York (MSSNY), said, “Attorney General Andrew Cuomo has taken another important step in propelling state and national healthcare reform and leveling the playing field with managed care organizations. Just a month after negotiating the first agreement, Attorney General Cuomo has managed to achieve what MSSNY and the AMA sought for more than eight years. With CIGNA joining United, Aetna, MVP, HealthNow and Independent Health - in abandoning the flawed Ingenix system - patients and physicians will now have the assurance of a viable and transparent reimbursement system for out-of-network services. At a time of great economic distress, this is a major step forward in the assurance of quality health care delivery.” Chuck Bell, Programs Director of Consumers Union, said: “Attorney General Cuomo's sweeping national investigation of the previously obscure Ingenix database has lifted the veil on this appalling financial rip-off, and created a new framework for a fair, consumer-friendly solution. Today's announcement shows that national insurers are coalescing behind a comprehensive, industry-wide strategy to reform the way that out-of-network charges are calculated, so consumers will be paid fairly.” The agreement announced today is the result of an investigation by Deputy Chief of the Health Care Bureau James E. Dering, Senior Trial Counsel Kathryn E. Diaz, and Assistant Attorneys General Brant Campbell and Sandra Rodriguez, under the direction of Linda A. Lacewell, the head of the Attorney General’s Healthcare Industry Taskforce. In January, Cuomo also issued a report on his investigation, “Health Care Report: The Consumer Reimbursement System is Code Blue.” The report highlights the conflicts of interest and other defects in the current system and calls for the reforms announced today. To access the report, get consumer tips for out-of-network care, or to file a complaint, please visit http://www.oag.state.ny.us.

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Economic Stimulus Package Passes House, Senate

Late last week, the U.S. House and Senate approved the long-debated $787 billion economic stimulus package. Included in the final legislation, which is to be signed by President Obama this week, are the following items of interest to the chiropractic profession:

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United Health Care Overcharged New York State $4 Million

United Health Care used a faulty method to calculate risk costs and overcharged the state nearly $4 million for insuring the New York State Health Insurance Program (NYSHIP), according to an audit released today by State Comptroller Thomas P. DiNapoli. “United Health Care overcharged the state nearly $4 million,” DiNapoli said. “These days every dime counts and $4 million is a lot of taxpayer dimes. This practice must stop.” Civil Service Commissioner Nancy G. Groenwegen said, “This Department is constantly seeking ways to reduce premium costs to the State and local NYSHIP participants, and ultimately the taxpayers. We agree with the Comptroller and have begun negotiations with United Health Care to change the way it assesses and charges for the risks it undertakes.” New York State provides health insurance coverage to active and retired state, local government and school district employees. United Health Care is responsible for administering the medical/surgical and major medical portion of the Empire Plan, the primary health plan of NYSHIP. The New York State Department of Civil Service is responsible for overseeing the program. Auditors found that United Health Care was improperly calculating the amount it charged the state for insuring the risk associated with administering the Empire Plan. It is standard industry policy for insurance companies to charge employers for the risk of insuring their employees. United Health Care calculated its risk charge using gross premium costs rather than net, or actual, premium costs. For the last 20 years United Health Care has consistently overestimated gross premium payments the state must pay to cover anticipated costs and had to return money to the state. The three other insurance providers that administer the Empire Plan use actual costs to calculate the state’s risk charge. From 2004 to 2007, United Health Care charged the state $71.6 million for the risk associating with insuring the plan, which is $3.9 million more than if it had calculated the risk charge based on actual costs. Government Accountability The Office of the State Comptroller regularly audits state agencies, public authorities and New York City agencies. Auditors ensure that programs achieve their established goals, funds are used efficiently and assets are adequately protected against fraud, waste and abuse. DiNapoli’s office completes approximately 200 state audits annually and identifies hundreds of millions in savings and fraud each year. Click below for a copy of the audit.

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NBCE HOSTS SIXTH ANNUAL STUDENT LEADERS

NBCE HOSTS SIXTH ANNUAL STUDENT LEADERS LEADERSHIP FORUM Greeley, Colo.—The National Board of Chiropractic Examiners (NBCE) hosted 14 student leaders at the sixth annual student leadership forum on January 23, 2009. NBCE President Dr. Vernon Temple introduced students to an overview of the role of and the need for leaders to emerge at all professional levels in the chiropractic profession. Dr. Temple encouraged students to fill the important role of building unity and transparency within the chiropractic profession. He continued with a synopsis of the importance of trust, using important tenets from the book, At the Speed of Trust, which was given to each student at the end of their visit. Student leaders were given a complete overview and opportunities to ask questions concerning NBCE operations. Department overviews included: • Delphi studies, practice analysis, functions of test committees • Exams as a reflection of profession: Parts I and II reflect what is being taught; Parts III and IV reflect practice • Part III pilot testing • Part IV overview, including recent change in eligibility requirement • Test sites: security, role of TAs and ATAs, exam application processing, release of scores to state boards and examinee, test accommodations • International: worldwide growth, importance of standardized testing in helping profession gain worldwide credibility and acceptance, funding of chiropractic position at the World Health Organization • NBCE finances: budget development process, importance of forecasting future student enrollment, importance of restricted reserves, and funding agreement for the FCLB Attendees included: Student American Chiropractic Association (SACA) Officers: • Betsy Robinson, National Chair • Rachelle Mulford, National Vice Chair • Lance Cohen, National Legislative Chair • Daniel H. Bronstein, National Vice Legislative Chair American Black Chiropractic Association (ABCA) Representatives: • Micheala Edwards, National Student Representative • Norquita Johnson, Western Region Student Representative • Anthony Witherspoon, Southern Region Student Representative Student International Chiropractors Association (SICA) Representatives: • Clint Erickson, Congress Chair • Eva Sepulveda, Congress Vice-Chair • Stacy Land, Congress Secretary • Joanna Prokes, Congress Legislative Liaison World Congress of Chiropractic Students (WCCS) Representatives: • Ali Postles, Chair • Allison French, Regional Representative N. America West & Mexico • Sarah Hatherly, Regional Representative N. America East & Canada Headquartered in Greeley, Colo., the NBCE is the international testing organization for the chiropractic profession. Established in 1963, the NBCE develops, administers and scores legally defensible, standardized written and practical examinations for candidates seeking chiropractic licensure throughout the United States and in many foreign countries.

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ATTORNEY GENERAL CUOMO ANNOUNCES EXPANSION OF HEALTHCARE REFORM EFFORTS TO UPSTATE NY; SCHENECTADY-BASED MVP HEALTH CARE TO END RELATIONSHIP WITH INGENIX

MVP Health Care is First Upstate, Non-Profit Insurer to Sign Agreement with Cuomo AG Also Issues Five-Day Notice to File Suit Against CDPHP for Consumer Fraud Attorney General Andrew M. Cuomo today announced the expansion of his historic reform of the nationwide healthcare reimbursement system to Upstate New York. Cuomo has reached an agreement with the Schenectady-based insurer MVP Health Care, Inc. in his ongoing drive to eliminate the defective and conflict-of-interest ridden Ingenix database and generate fair, out-of-network reimbursement rates for patients. Cuomo also announced that he has filed a five-day notice to file suit against another Upstate health insurer, Capital District Physician’s Health Plan (CDPHP), for failure to embrace these reforms. MVP, a non-profit health insurer that covers over 700,000 patients across Upstate New York and the East Coast, did not contribute data to Ingenix, but, like other insurers across the country, relied on the database to determine reimbursement rates for patients who went out of network. Despite not being a contributor, MVP has proactively agreed to embrace Cuomo’s reform efforts and end its relationship with Ingenix, becoming an industry-wide leader in the fight to ensure fair reimbursement rates for working families nationwide. “Companies like MVP that proactively embrace reform are an essential part of our continued momentum towards change that is nationwide and industry-deep,” said Attorney General Cuomo. “I commend MVP for being a true industry leader and hope that their forward-thinking actions today encourage others to follow suit. If they do not, as my notice to CDPHP today makes clear, this Office will not hesitate to bring legal action against anyone who was involved with Ingenix.” Earlier this month, Attorney General Cuomo announced sweeping reforms to end the manipulation of reimbursement rates at the expense of patients across the country. After a months-long investigation revealed that the health insurance industry relied on a faulty database to set rates, Cuomo reached groundbreaking agreements with UnitedHealth Group Inc. (NYSE: UNH), the owner of the Ingenix database and the second-largest insurer in the country, along with Aetna (NYSE: AET), the nation’s third-largest insurer. Attorney General Cuomo’s investigation concerned allegations that as a subsidiary of a major health insurer, Ingenix had a vested interest in setting rates low, so companies could underpay patients for out-of-network services. The investigation revealed that the database intentionally skewed “usual and customary” rates downward through faulty data collection, poor pooling procedures, and the lack of audits. That means many consumers were forced to pay more than they should have. The investigation found the rate of underpayment by insurers ranged from ten to twenty-eight percent for various medical services across the state. The Attorney General found that having a health insurer determine the “usual and customary” rate – a large portion of which the insurer then reimburses – creates an incentive for the insurer to manipulate the rate downward. The establishment of a new database, independently maintained by a nonprofit organization, is designed to remove this conflict of interest. In early January, Attorney General Cuomo announced the first settlement in his investigation with UnitedHealth, under which the database of billing information operated by Ingenix will close. United also agreed to pay $50 million to a qualified nonprofit organization that will establish a new, independent database to help determine fair out-of-network reimbursement rates for consumers throughout the United States. Cuomo has since reached an agreement with Aetna who will pay $20 million to the new database. Today’s agreement with MVP is the first involving a non-profit, upstate insurer and demonstrates the industry’s growing commitment to Cuomo’s reforms. Under the terms of the agreement: • MVP will cease using the Ingenix databases to calculate out-of-network reimbursement rates; • MVP will also amend their member disclosures to provide clearer information to its members about their method of determining reimbursement rates; • If MVP continues to promise its members that they will be reimbursed based on “usual and customary rates,” MVP will use the new database; • MVP will contribute $535,000 over a five-year period to help fund the new, independent database; • A nonprofit will own and operate the new database, and will be the sole arbiter and decision-maker with respect to all data contribution protocols and all other methodologies used in connection with the database; • The nonprofit will develop a website where, for the first time, consumers around the country can find out in advance how much they may be reimbursed for common out-of-network medical services in their area; • The nonprofit will make rate information from the database available to health insurers; • The nonprofit will use the new database to conduct academic research to help improve the health care system; • The nonprofit will be selected and announced at a future date Denise Gonick, MVP Health Care executive vice president and chief legal officer, said: “Like many other health insurers, MVP used the Ingenix database. We recognize the Attorney General’s concern about conflicts of interest inherent in the Ingenix database and appreciate his providing our industry with an independent process that is transparent and helps consumers make more informed health care purchasing decisions. MVP welcomes the opportunity to be the first upstate New York based health insurer to introduce this reform to our members, and believes that consumers and providers will be well-served by the joint effort that we are announcing today.” Dr. Nancy Nielsen, President of the American Medical Association, said: "We are encouraged that health insurers are stepping forward and recognizing the importance of restoring their damaged relationships with patients and physicians by committing to the creation of a new, independent database that will restore fair reimbursements. The American Medical Association commends MVP/Preferred Care for joining United Healthcare and Aetna by agreeing to the solution proposed by New York Attorney General Cuomo and calls upon other health insurers to do the same." Dr. Michael H. Rosenberg, President of the Medical Society of the State of New York, said: “Today’s announcement – that brings us another big step closer to achieving a major goal that the Medical Society of the State of New York and the American Medical Association have been working on since 2000. This agreement with MVP is particularly noteworthy because it will help to reduce the cost of out-of-network medical care for patients in this area, which has been impacted by the economic downturn. Efficient use of the healthcare dollar is particularly important to these New Yorkers today.” Chuck Bell, Programs Director for Consumers Union, said: “Attorney General Andrew Cuomo’s investigation of the health insurance industry has blown the cover on a massive, national problem in the out-of-network reimbursement system. Thanks to this investigation, we now know that many, many consumers are being grossly underpaid by their insurers when they go out of network to visit a physician or medical provider. We commend MVP Health Care for being an early leader in supporting a new independent nonprofit institute based in New York state that will collect and maintain data on out-of-network charges, and contributing half a million dollars to fund its work.” Cuomo also announced today that he has given CDPHP five-day notice of intent to sue for refusing to abandon the use of the Ingenix database and embrace reform. CDPHP is another non-profit insurer based in the Capital Region that insures 400,000 patients throughout 29 counties in New York State. The Attorney General’s five-day notice states that the Office intends to commence litigation against CDPHP in order to stop the unlawful acts and practices that they have engaged in and continue to engage in. It will also seek to obtain injunctive relief, restitution, damages, and civil penalties. The unlawful acts and practices complained of consist of engaging in repeated and persistent fraudulent, deceptive, and illegal business practices in connection with CDPHP’s continued use of the Ingenix databases for reimbursing members’ covered out-of-network services in New York State. The agreement announced today is the result of an investigation by Deputy Chief of the Health Care Bureau James E. Dering, Senior Trial Counsel Kathryn E. Diaz, and Assistant Attorneys General Brant Campbell and Sandra Rodriguez, under the direction of Linda A. Lacewell, the head of the Attorney General’s Healthcare Industry Taskforce. Earlier this month, Cuomo also issued a report on his investigation, “Health Care Report: The Consumer Reimbursement System is Code Blue.” The report highlights the conflicts of interest and other defects in the current system and calls for the reforms announced today. To access the report, get consumer tips for out-of-network care, or to file a complaint, please visit:

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NBCE SUPPORTS CHIROPRACTIC POSITION AT THE WORLD HEALTH ORGANIZATION

The National Board of Chiropractic Examiners (NBCE) Board of Directors recently voted to help sponsor a position in chiropractic at the headquarters of the World Health Organization (WHO) in Geneva, Switzerland. The position is the first chiropractic appointment ever established at the WHO and has been offered to Dr. Molly Meri Robinson as a mid-level technical officer, a non-treating physician. The NBCE joins the National Chiropractic Mutual Insurance Company, Foot Levelers, Standard Process and the World Federal of Chiropractic in financially supporting the first year of Dr. Robinson’s appointment. Dr. Robinson, a graduate of Northwestern Chiropractic College, previously served as National Legislative Chair for the Students of the American Chiropractic Association, as well as regional representative of the World Congress of Chiropractic Students. She was the first chiropractic intern to serve at the WHO, a position that resulted in the development of a permanent chiropractic position. NBCE President Dr. Vernon Temple announced the NBCE’s support, saying, “We are extremely proud of the dedication and prudent judgment shown by Dr. Robinson during her internship. The doors she has opened will help to lead the major paradigm shift currently taking place worldwide in chiropractic health care. Dr. Robinson’s presence in Geneva will serve as a constant reminder of the excellent education of chiropractors and their ability to serve as portal of entry physicians.” He said, “This is an excellent match for the NBCE as we develop the International Board of Chiropractic Examiner’s role in including chiropractic in national health care delivery systems.” The World Health Organization is the central clearinghouse for information on health care for 193 countries around the world. Because of the WHO’s importance in defining future health care policy, the NBCE Board of Directors chose to endorse and support the appointment of Dr. Robinson. She will represent the chiropractic profession in crafting policy that will consider non-pharmaceutical treatment, especially chiropractic, among treatment modalities. Headquartered in Greeley, Colo., the NBCE is the international testing organization for the chiropractic profession. Established in 1963, the NBCE develops, administers and scores legally defensible, standardized written and practical examinations for candidates seeking chiropractic licensure throughout the United States and in many foreign countries. For more information, please contact Joanne Monath, Director of Professional Relations and Communications at [email protected] or 970-356-9100 ext 119.

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Palmer Center for Chiropractic Research Begins Patient Recruiting for Low Back Pain Study Focusing on Muscle Function

Researchers at the Palmer Center for Chiropractic Research (PCCR) clinic facility, 741 Brady St., Davenport, on the campus of Palmer College of Chiropractic, are looking for more than 200 people with low back pain in the Quad-City community to participate in a unique study. It focuses on the relationship between back pain and possible abnormal function of the supportive muscles in the back. The study begins Jan. 12. Participants must have low back pain and be between 21 and 65 years of age. This collaborative study between the Palmer Center for Chiropractic Research and the University of Iowa is one of three projects that are part of a four-year, $3.7 million grant from the National Institutes of Health National Center for Complementary and Alternative Medicine. This four-year grant was awarded to Principal Investigator Joel Pickar, D.C., Ph.D., at the Palmer Center for Chiropractic Research in 2007 to continue Palmer’s Developmental Center to Study Mechanisms and Effects of Chiropractic Manipulation. The clinical study beginning on Jan. 12 will help researchers determine whether one effect of chiropractic adjustments is a positive impact on muscle function in the low back. "We know that the back muscles are very important for movement and stability of the spine," said Palmer Vice Chancellor for Research and Health Policy Christine Goertz Choate, D.C., Ph.D., who is a co-leader for this study. "When people have back pain, it may be caused by problems in the muscles that attach to the vertebra and support the spine. We’re investigating how well people with back pain can control their muscles and whether chiropractic care can have an effect on muscle function. This work will eventually help us understand more about how chiropractic treatments work and ultimately lead to improved care for low back pain" According to the project’s other co-leader, David Wilder, Ph.D., Associate Professor of Biomedical Engineering at the University of Iowa, "Anyone who has been surprised by back pain resulting from unexpectedly stepping off a curb or from trying to pick up a squirming child in the back seat of a car understands the importance of proper muscle function." Dr. Wilder has collaborated with the PCCR for fourteen years, is a faculty member at Palmer and brings to the project thirty years of experience studying the response of the spine and trunk muscles to sitting, vibration and sudden loads. Potential participants will be examined at the PCCR clinic to determine whether they qualify for the study. If so, they will be randomly assigned to one of three different treatment groups. Members of each group will receive chiropractic care using three different adjusting techniques over a six-week period. At the beginning, middle and end of care, specialized measurements of body stability and muscle control will be taken. All examinations and treatment are provided at no charge to the patient. Anyone interested in participating in the study should contact the PCCR clinic facility at (563) 884-5188.

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Treadmill Exercise and Resistance Training in Patients With Peripheral Arterial Disease With and Without Intermittent Claudication

A Randomized Controlled Trial ABSTRACT Context Neither supervised treadmill exercise nor strength training for patients with peripheral arterial disease (PAD) without intermittent claudication have been established as beneficial. Objective To determine whether supervised treadmill exercise or lower extremity resistance training improve functional performance of patients with PAD with or without claudication. Design, Setting, and Participants Randomized controlled clinical trial performed at an urban academic medical center between April 1, 2004, and August 8, 2008, involving 156 patients with PAD who were randomly assigned to supervised treadmill exercise, to lower extremity resistance training, or to a control group. Main Outcome Measures Six-minute walk performance and the short physical performance battery. Secondary outcomes were brachial artery flow-mediated dilation, treadmill walking performance, the Walking Impairment Questionnaire, and the 36-Item Short Form Health Survey physical functioning (SF-36 PF) score. Results For the 6-minute walk, those in the supervised treadmill exercise group increased their distance walked by 35.9 m (95% confidence interval [CI], 15.3-56.5 m; P < .001) compared with the control group, whereas those in the resistance training group increased their distance walked by 12.4 m (95% CI, –8.42 to 33.3 m; P = .24) compared with the control group. Neither exercise group improved its short physical performance battery scores. For brachial artery flow-mediated dilation, those in the treadmill group had a mean improvement of 1.53% (95% CI, 0.35%-2.70%; P = .02) compared with the control group. The treadmill group had greater increases in maximal treadmill walking time (3.44 minutes; 95% CI, 2.05-4.84 minutes; P < .001); walking impairment distance score (10.7; 95% CI, 1.56-19.9; P = .02); and SF-36 PF score (7.5; 95% CI, 0.00-15.0; P = .02) than the control group. The resistance training group had greater increases in maximal treadmill walking time (1.90 minutes; 95% CI, 0.49-3.31 minutes; P = .009); walking impairment scores for distance (6.92; 95% CI, 1.07-12.8; P = .02) and stair climbing (10.4; 95% CI, 0.00-20.8; P = .03); and SF-36 PF score (7.5; 95% CI, 0.0-15.0; P = .04) than the control group. Conclusions Supervised treadmill training improved 6-minute walk performance, treadmill walking performance, brachial artery flow-mediated dilation, and quality of life but did not improve the short physical performance battery scores of PAD participants with and without intermittent claudication. Lower extremity resistance training improved functional performance measured by treadmill walking, quality of life, and stair climbing ability. Click on the link below to read the full article:

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Surgeon General’s New Family Health History Tool Is Released, Ready for “21st Century Medicine”

The U.S. Department of Health and Human Services today released an updated and improved version of the Surgeon General’s Internet-based family health history tool. The new tool makes it easier for consumers to assemble and share family health history information. It can also help practitioners make better use of health history information so they can provide more informed and personalized care for their patients. “This valuable tool can put family histories to work to improve patient well-being and the quality of care,” HHS Secretary Mike Leavitt said. “The tool is built on health information technology standards that make it more convenient for consumers and more useful for practitioners. It is ready for use in electronic health records. And its software code will be openly available to other health organizations, so they can customize and build on its standards base.” “Family history has always been an important part of good health care, but it has been underused,” said Acting Surgeon General Steven Galson, a rear admiral in the U.S. Public Health Service. “Today, with our growing knowledge of genetics, family history is becoming even more important. The new tool will help consumers and clinicians alike. It will also serve as a platform for developing new risk assessment software that will help in screening and prevention of cancer, heart disease, diabetes, and other conditions.” Key features of the new version of the Surgeon General’s My Family Health Portrait include: ---Convenience – Consumers can access the tool easily on the Web. Completing the family health history profile typically takes 15-20 minutes. Consumers should not have to keep filling out different health history forms for different practitioners. Information is easily updated or amended. ---Consumer control and privacy – The family health history tool gives consumers access to software that builds a family health tree. But the personal information entered during the use of the tool is not kept by a government or other site. Consumers download their information to their own computer. From there, they have control over how the information is used. ---Sharing – Because the information is in electronic form, it can be easily shared with relatives or with practitioners. Relatives can add to the information, and a special re-indexing feature helps relatives easily start their own history based on data in a history they received. Practitioners can help consumers understand and use their information. ---EHR-ready, Decision support-ready – Because the new tool is based on commonly used standards, the information it generates is ready for use in electronic health records and personal health records. It can be used in developing clinical decision software, which helps the practitioner understand and make the most use of family health information. ---Personalization of care – Family history information can help alert practitioners and patients to patient-specific susceptibilities. ---Downloadable, customizable – The code for the new tool is openly available for others to adopt. Health organizations are invited to download and customize, using the tool under their own brand and adding features that serve their needs. Developers may also use the code to create new risk assessment software tools. The first adopter of the HHS-developed tool is the National Institute of Genomic Medicine of Mexico (INMEGEN). Dr. Gerardo Jimenez-Sanchez, director general of the institute, will release the Mexican Spanish-language version of the tool in Mexico City this month. The Mexican family health history tool will be available on the INMEGEN Web site, http://www.inmegen.gob.mx. The Indian Health Service, an agency of HHS that was instrumental in developing the new Surgeon General tool, will also adopt it into the IHS care system. One organization saying it will link to the new tool is the Lance Armstrong Foundation (LAF), a cancer advocacy organization. “A strong family health history tool can be an important element for guiding medical decision-making, especially in the area of cancer screening, prevention and early detection,” said LAF founder and chairman Lance Armstrong. “This tool will further the capabilities of electronic health records and takes a significant step toward improving clinical care.” The Surgeon General’s My Family Health Portrait was originally launched in 2004, but the first version was not standards-based. The new tool was developed under Secretary Leavitt’s Initiative on Personalized Health Care. It will be hosted by the National Cancer Institute, where the caBIG® initiative is pioneering health IT networks and software sharing. A ready process for organizations to download the family health history code is at https://gforge.nci.nih.gov/projects/fhh. The Surgeon General’s new My Family Health Portrait tool is located at https://familyhistory.hhs.gov. In addition, a presentation of sample risk assessment tools under development can be viewed at http://videocast.nih.gov/summary.asp?live=7297.

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ATTORNEY GENERAL CUOMO ANNOUNCES HISTORIC NATIONWIDE HEALTH INSURANCE REFORM; ENDS PRACTICE OF MANIPULATING RATES TO OVERCHARGE PATIENTS BY HUNDREDS OF MILLIONS OF DOLLARS

Industry-Wide Reform of Reimbursement System Will End Conflicts of Interest and Create Fair Rates for Consumers Nationwide NEW YORK, NY (January 13, 2009) – Attorney General Andrew M. Cuomo today announced historic reform of the nationwide health care reimbursement system that will end conflicts of interest and generate fair reimbursement rates for working families nationwide. Cuomo has reached an agreement with UnitedHealth Group Inc. (NYSE: UNH) (“United”), the nation’s second largest health insurer, after conducting an industry-wide investigation into a scheme to defraud consumers by manipulating reimbursement rates. At the center of the scheme is Ingenix, Inc. (“Ingenix”), a wholly-owned subsidiary of United, which is the nation’s largest provider of health care billing information. Under the agreement with United, the database of billing information operated by Ingenix will close. United will pay $50 million to a qualified nonprofit organization that will establish a new, independent database to help determine fair out-of-network reimbursement rates for consumers throughout the United States. “For the past ten years, American patients have suffered from unfair reimbursements for critical medical services due to a conflict-ridden system that has been owned, operated, and manipulated by the health insurance industry. This agreement marks the end of that flawed system,” said Attorney General Cuomo. “As working families throughout our nation struggle with the burden of health care costs, we will make sure that health insurers keep their promise to pay their fair share. The industry reforms that we announce today will bring crucial accuracy, transparency, and independence to a broken system. During these tough economic times, this agreement will keep hundreds of millions of dollars in the pockets of over one hundred million Americans.” In February 2008, the Attorney General announced an industry-wide investigation into allegations that health insurers unfairly saddle consumers with too much of the cost of out-of-network health care. Seventy percent of insured working Americans pay higher premiums for insurance plans that allow them to use out-of-network doctors. In exchange, insurers often promise to cover up to eighty percent of the “usual and customary” rate of the out-of-network expenses, and consumers are responsible for paying the balance of the bill. United and the largest health insurers in the country rely on the United-owned Ingenix database to determine their “usual and customary” rates. The Ingenix database uses the insurers’ billing information to calculate “usual and customary” rates for individual claims by assessing how much the same, or similar, medical services would typically cost, generally taking into account the type of service and geographical location. Under this system, insurers control reimbursement rates that are supposed to fairly reflect the market. Attorney General Cuomo’s investigation concerned allegations that the Ingenix database intentionally skewed “usual and customary” rates downward through faulty data collection, poor pooling procedures, and the lack of audits. That means many consumers were forced to pay more than they should have. The investigation found the rate of underpayment by insurers ranged from ten to twenty-eight percent for various medical services across the state. The Attorney General found that having a health insurer determine the “usual and customary” rate – a large portion of which the insurer then reimburses – creates an incentive for the insurer to manipulate the rate downward. The creation of a new database, independently maintained by a nonprofit organization, is designed to remove this conflict of interest. Under Attorney General Cuomo’s agreement with United: ---United will pay $50 million to establish a new, independent database run by a qualified nonprofit organization; ---The nonprofit will own and operate the new database, and will be the sole arbiter and decision-maker with respect to all data contribution protocols and all other methodologies used in connection with the database; ---The nonprofit will develop a website where, for the first time, consumers around the country can find out in advance how much they may be reimbursed for common out-of-network medical services in their area; ---The nonprofit will make rate information from the database available to health insurers; ---The nonprofit will use the new database to conduct academic research to help improve the health care system; ---The nonprofit will be selected and announced at a future date. In February 2008, Cuomo also announced that he had issued subpoenas to the nation’s largest health insurance companies that use the Ingenix database, including Aetna (NYSE: AET), CIGNA (NYSE: CI), and WellPoint/Empire BlueCross BlueShield (NYSE: WLP). The Attorney General’s industry-wide investigation is ongoing. Cuomo continued, “Our agreement with United removes the conflicts of interest that have been inherent in the consumer reimbursement system. This has been an industry-wide problem, and it demands an industry-wide reform. We commend United for leading the industry on this issue, and we encourage other insurers to follow suit.” Cuomo was joined by representatives from United and from leading medical and consumer organizations in making today’s announcement at the Saint Vincent Catholic Medical Center in Manhattan. “We are committed to increasing the amount of useful information available in the health care marketplace so that people can make informed decisions, and this agreement is consistent with that approach and philosophy,” said Thomas L. Strickland, Executive Vice President and Chief Legal Officer of UnitedHealth Group. “We are pleased that a not-for-profit entity will play this important role for the marketplace.” President of the American Medical Association (AMA), Nancy Nielsen, M.D., said, “Today, patients and physicians prevailed over health insurance giant UnitedHealth Group when New York Attorney General Cuomo stopped the insurer from using a rigged Ingenix database that increased insurer profits at the expense of patients and physicians. The AMA appreciates the leadership of Attorney General Cuomo in initiating his investigation into the Ingenix database, and fully supports the Attorney General’s actions to have a nonprofit entity create a new, reliable database that is fair to patients and physicians.” President of the Medical Society of the State of New York (MSSNY) Michael H. Rosenberg, M.D., said, “We thank Attorney General Cuomo for taking decisive action to finally achieve one of the major goals of a lawsuit that the Medical Society of the State of New York initiated with two other medical societies over eight years ago. Because of the thorough research and diligent negotiation of Mr. Cuomo and his expert staff, patients and their physicians will no longer be subject to inadequate out-of-network payments determined by the flawed Ingenix database.” Consumers Union Programs Director Chuck Bell said, “Consumers Union greatly appreciates the care that Attorney General Cuomo and his staff have taken in investigating these issues, and creating the careful architecture in this settlement. This is an extremely sensible, fair solution, which will be of great benefit for consumers nationwide. We appreciate the fact that United Healthcare has come to the table to resolve these issues in a comprehensive way, and we hope that other insurance companies will quickly get on board, and strongly support this excellent plan to improve transparency for out-of-network charges.” Consumers Union is the nonprofit publisher of Consumer Reports. Today, Cuomo also issued a report on his investigation, “Health Care Report: The Consumer Reimbursement System is Code Blue.” The report highlights the conflicts of interest and other defects in the current system and calls for the reforms announced today. It can be accessed at reimbursement rates. The agreement announced today is the result of an investigation by Deputy Chief of the Health Care Bureau James E. Dering, Senior Trial Counsel Kathryn E. Diaz, and Assistant Attorneys General Brant Campbell and Sandra Rodriguez, under the direction of Linda A. Lacewell, the head of the Attorney General’s Healthcare Industry Taskforce. The Attorney General expressed his appreciation to Steven E. Fineman, Esq., of Lieff Cabraser Heimann & Bernstein, LLP, for his pro bono services in this matter. For more information, including consumer tips for out-of-network care, or to file a complaint, please visit reimbursement rates.

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Business and Professional Foundations Program at Northwestern Health Sciences University Guides Students into “Real World”

BLOOMINGTON, Minn. – Northwestern Health Sciences University’s practice management program for chiropractic students was jump-started in 1985 by the late William Harris, DC, a long-time benefactor of Northwestern, and Jim McDonald, MBA, Northwestern’s current vice president for administrative affairs and chief administrative officer. Now, 23 years later, the program is called Business and Professional Foundations and is part of the curriculum for chiropractic students for nine trimesters. At the end of the fall 2008 trimester, McDonald turned over his remaining class (T9) to Terry Erickson, DC, associate professor and department chair of the Business and Professional Foundations Program. “I like what McDonald did with his classes – I won’t be changing much,” says Dr. Erickson. “I will be looking to him for guidance and getting his help to make a smooth transition.” “The Business and Professional Foundations Program is intended to help new graduates get off on the right foot, and convert theory into reality,” says Jerry Peterson, business owner and guest lecturer in Northwestern Health Sciences University’s Business and Professional Foundations Program. “Successful chiropractors are not only skilled in their craft, but are also lively business persons. They need to have the ability to promote and manage a business all while also providing quality service to patients.” Dave Neubauer, DC, a Northwestern graduate who lectures in the program, says, “There is nothing else like this program in the United States. Other schools are following in Northwestern’s footsteps, but Northwestern jump-started the program. They are getting students prepared for the real world. Because of McDonald, the practice management program has been a success.” The main thing McDonald will miss about teaching is the contact with the students. He says, “I really liked having the luxury of interacting with students and being around young people. I enjoyed my years of teaching.” Northwestern Health Sciences University offers a wide array of choices in natural health care education including chiropractic, Oriental medicine, acupuncture, therapeutic massage and human biology. The University has nearly 900 students on a 25-acre campus in Bloomington, Minnesota.

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Increasing Natural Care Accessibility for Elderly Focus of Pilot Project Conducted by Northwestern Health Sciences University

BLOOMINGTON, Minn. – Northwestern Health Sciences University is working with the Volunteers of America of Minneapolis, Minn., to provide more accessible natural health care to the elderly in the community. Volunteers of America has provided $150,000 to Northwestern’s Wolfe-Harris Center for Clinical Studies to produce a one-of-a-kind project, focusing on the organization’s services for the elderly. According to Roni Evans, MS, DC, dean of research at Northwestern, this is more of a demonstration project versus a research study. She says, “The primary goal is to determine the feasibility of developing a sustainable and replicable model for providing integrated chiropractic, acupuncture and massage services for Volunteers of America’s elderly residents.” According to Dr. Evans, the integrated services will be offered to elderly residents with varying degrees of impaired physical and mental function. Some of the residents are in transitional care and are expected to return to their own homes; others are in assisted living, long-term care, or memory care. “Everybody is working very hard so that we can begin offering services to Volunteers of America residents by the end of January 2009,” says Dr. Evans. There are several things to be accomplished before services are offered. According to Dr. Evans, “Among the most important is learning more about the Volunteers of America’s facilities and how we may best help them meet their needs in caring for their elderly residents. We are also spending time educating Volunteers of America personnel about the types of services our care providers can provide, and learning what we need to do to fit into the Volunteers of America system,” she says. Kristine Westrom, MD, associate professor at Northwestern, says “The Volunteers of America funded this pilot project because they believed treatment with acupuncture, Oriental medicine, chiropractic and massage could positively affect the lives of geriatric patients; especially regarding pain, sleep, medication use, balance, strength and function.” Mark Zeigler, DC, president at Northwestern, believes that having a set of standards will help to “show how effective natural health care can be in providing treatment to the aging population.” The educational programs at Northwestern will benefit from this knowledge and will strengthen the programs at the University. The expected completion date of the project is December, 2010. For some people, it might be hard to focus for such a long period of time on one project, but Dr. Evans is continually inspired by this one. She says, “I’m inspired by finding ways to meet the needs of patients. If we can establish viable integrated models of care, and then evaluate their effectiveness, I think we will come closer to having our professions meet their full potential in serving society’s needs.” Northwestern Health Sciences University offers a wide array of choices in natural health care education including chiropractic, Oriental medicine, acupuncture, therapeutic massage and human biology. The University has nearly 900 students on a 25-acre campus in Bloomington, Minnesota.

Too Much Sitting: A Novel and Important Predictor of Chronic Disease Risk?

ABSTRACT Research on physical activity and health has pointed clearly to increasing the time that adults spend doing moderate-to-vigorous intensity activities: 30 minutes a day is generally recommended. Recent evidence, however, underlines the importance of also focusing on sedentary behaviours -- the high volumes of time that adults spend sitting in their remaining ‘non-exercise’ waking hours. In the context of contemporary interest in physical activity and health, we provide a brief overview of recent evidence for the distinct relationships between ‘too much sitting’ and biomarkers of metabolic health, and thus with increased risk of type 2 diabetes, cardiovascular disease and other prevalent chronic health problems. Particular concerns for this new field include the challenges of changing sedentary behaviours in the context of ubiquitous environmental and social drivers of sitting time; examining the effects of interventions for reducing or breaking-up sitting time; and, identifying the most-relevant implications for clinical and public health practice.

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